Home Loans

Home Purchase and Refinance

Our Home Loan Concierge team provides expert, personalized service in all aspects of residential lending including purchase and refinance.

• Competitive fixed and adjustable rates
• Flexible repayment options
• Low down payment option for first-time buyers
• Dare to Compare: NGFCU will meet or beat anyone's deal

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Down payments as low as 3.00% for first time home buyers. 

Home Equity Line of Credit

Our Home Equity Line of Credit (HELOC) provides a revolving line of credit that can be used for almost any purpose.

• Competitive variable rate with a fixed rate feature
• Credit lines up to $250,000 depending on your equity
• No annual maintenance fee

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For variable rate loans, the rate may increase after consummation.

Home Equity Loan

Our Home Equity Loan is a fixed rate program that provides funds for almost any purpose.

• Great rates and a variety of terms
• Loan amounts up to $250,000 depending on your equity

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Which loan is right for you?

Contact our Real Estate Department for a free consultation: Call 888.NGFCU.RE (888.643.2873) or email: homeloan@ngfcu.us