NGFCU achieved the following all-time record highs:

• $1.013 billion in assets
• $895.4 million in share deposits
• $471.8 million in loan balances
• $119.0 million in total capital reserves

Achieving $1 billion in assets placed NGFCU in the top 4% of the nation’s 6,147 credit unions as of December 31, 2015. On an asset-per-member basis, NGFCU ranked in the top 2%. While the Credit Union entered a new asset category, it continued to rank very high in those metrics that reflect product value and member trust.

Here is how NGFCU ranked among all the nation’s credit unions as of December 31, 2015:

• Top 1% with the lowest vehicle loan rates
• Top 10% with the highest money market rates
• Top 2% with the highest average term account balances
• Top 10% with the highest average balance for checking accounts
• Top 0.5% with the highest average credit card balances

NGFCU expanded service to 12 states, with 23 branches and 42 ATMs, most at our members’ work locations. Besides having convenient work location branches and ATMs, our Business Development Team made nearly 400 visits to 29 outlying work sites in 2015.

This focus on specific employee group needs resulted in balance increases in our checking (+17%), credit cards (+9%) and home equity loans (+9%) that were significantly higher than national rates in 2015.