Through its wholly-owned subsidiary, Flight Plan Financial Services, Inc., NGFCU implemented new dental and vision coverage aimed to serve the special needs of retirees. A new branch was opened in McLean, Virginia, to serve the growing population of NGFCU members in that area. During the last half of 2003, a special low fixed rate auto loan promotion provided nearly 1,000 members with more than $16 million in funding for new and used vehicles. With record low real estate rates, NGFCU provided over $96 million in real estate loans to members to refinance or purchase homes. The year ended with over 58,000 members and assets up 17.3 percent from the previous year in excess of $466 million.