Program offers are based on how you use your NGFCU Debit or Credit Card. Offers are tailored to your purchases to ensure they are relevant to you. The more you use your NGFCU Debit or Credit Card, the more likely you are to receive offers. To earn a rebate, simply activate the offer by clicking it when it appears on your Online Banking account summary page. Each offer will have different qualifications and must be activated to qualify for the cash rebate. Once the offer is activated, use your NGFCU Debit or Credit Card at the participating retailer or service provider to pay for the transaction. Please read the details to determine how to redeem each offer and receive rewards.