Protecting your smartphone and tablet requires a distinct approach. Follow these steps to help keep your mobile devices secure:

• Use a PIN/keylock code. Lock your phone when it is not in use by using the passcodes, touch ID or face ID.
• Keep the software updated – many of the upgrades are for increased security enhancements.
• Back up your devices regularly.
• Utilize the apps that can help locate your phone should you misplace or lose it. Be sure these apps are installed on another device such as a tablet or computer.
• Protect sensitive data. Always log out of your financial accounts after you have accessed mobile or online banking.
• Be wary of Wi-Fi. To stay safe, avoid connecting your device to public or unsecured (not requiring a password) Wi-Fi. Never conduct financial transactions or access sensitive data while you're on public Wi-Fi.

If you upgrade or trade in your phone, do these things first:

• Back it up.
• Remove the SIM and/or SD cards.
• Erase your personal information –if you have the option to restore your phone to the original factory settings, do that.
• Delete any apps that contain personal information especially those used to access your financial accounts or online shopping.
• For more helpful information about this topic, take advantage of the free resources provided by the Federal Trade Commission at consumer.ftc.gov.