As a reflection of member confidence, NGFCU continued a pattern of steady growth, finishing the year with $570 million dollars in assets with more than 40% of Credit Union income returned to members in the form of dividends on savings. Improvements were implemented to remote access channels providing members with more services and better accessibility. In addition to improved online banking, NGFCU also implemented online consumer loan origination to complement the addition of online mortgage loan origination that had been added in 2005. NGFCU also began offering an easy, convenient and secure method of "taking ownership" with the implementation of online membership origination and account funding.